If you are an Uber driver, you probably already know that you will be driving more often and more regularly than you normally would. After all, the reason why you became an Uber driver is to pick up people for extra money. Thanks to the sharing economy, a lot of people all over the United States are now offsetting their car payments by doubling as Uber drivers. In fact, if you find yourself using a predictable route several times every day, being an Uber driver is probably the best way to make money off your routine.
If you know that you’re going to be going through a highway near your home at least three times a day, you can turn that routine into cold hard cash in your pockets. How awesome is that? Well, here’s the problem. When you become an Uber driver, there are certain safety issues as well as other headaches that you need to be aware of. Otherwise, whatever money you make as an Uber driver is going to be offset by the costs.
And believe me, if you get in an accident or you screw up badly, whatever money you earned as an Uber driver is going to be chump change compared to the amount of money you have to spend to get yourself out of a sticky legal or criminal situation.
Keep these overarching issues in mind so you can get a clear understanding of the question of “How can a dashcam help an Uber driver?”
If you’re an Uber driver, you’re going to be taking a lot of journeys every single day. In fact, the typical Uber driver in the United States goes on at least a dozen trips. Depending on how long the trip is and the details of your journey, you stand to make quite a bit of money.
Sounds good so far? Here’s the problem. As you probably already know, most of the traffic accidents people get into actually occur fairly close to their home. This is not a statistical anomaly. The reason for this, of course, is that you tend to drive the most closest to your home. If you do something enough times, then chances are, an accident or something that you don’t want to happen may happen.
How come? Well, because you keep engaging in that activity over and over again. This is basic statistical probability.
With that information in mind, please understand that dealing with your insurance company can be a hassle. It’s like you’re trying to pull teeth. You don’t have to put yourself through that ordeal if you don’t need to. The key here is to come up with proper documentation.
Unfortunately, a lot of car owners in the United States think that the proper insurance documentation starts and begins with their official receipt, their car title, and other public documentation.
While these are well and good, please understand that when it comes to resolving your insurance claim or, better yet, prove that you are not at fault for the accident, you have to come up with something better.
And the thing is, most of the time, people just take pictures of their car and they give out some sort of long, drawn out explanation of what they were doing during the accident. Back in the bad old days, this was enough. But now, claims adjusters are more discriminating. They need something more. Otherwise, your insurance policy might get penalized.
You may tell a good story, but if they don’t believe you, you’re up the creek without a paddle. Believe me, those increases to your insurance premiums can be murder on your finances.
So how do you get out from under this? Very simple. Proper documentation.
I’m not talking about ink and paper documentation. I’m talking about digital documentation. That’s right, video. When you install a dashcam on your car, you get to document what’s going on before, during and after the accident. This way, there are no surprises.
If you’re at fault, believe me, the video documentation you shot will show that in clear, crystal detail. On the other hand, if you are not at fault and the other guy is just spinning a very believable story, you can expose them with a clear video. Make no mistake, if you are serving the public or using your car at a heavier volume than you normally would, I suggest that you get a dashcam.
Some dashcams are very obvious. And, believe it or not, the fact that they are obvious minimizes the chances of you becoming a victim of a crime. You probably have seen those YouTube videos of Uber drivers or car sharing app drivers being held up at gunpoint. They are not pleasant to watch, especially if you drive other people for a living or for sideline income. They make all your worst nightmares come true.
Believe me, if you are tired after an 8-hour stretch at your regular job and you just want to make a few extra bucks as an Uber driver, the last thing that you want is to have the barrel of a 45-caliber gun pointed straight at your eyes. Not good.
When you have a dashcam, the potential criminal is on notice that they are being recorded. It’s like robbers trying to go into a 7-11 and seeing that there is a CCTV camera. Once they see that, if they have any brains at all, they would realize that their chances of getting caught has gone up astronomically.
What do you think they will do? Well, they probably would have second thoughts and get the heck out of there because they don’t want to get caught. The same dynamic applies to the dashcam and would-be robbers.
Believe me, being robbed is no walk in the park. It’s anybody’s guess where you’ll end up. A lot of these people are high on drugs and are not all that attentive to the needs of others, if you know what I mean.
So, do yourself a big favor, be proactive by letting them know that they are being recorded, thanks to your dashcam. Again, it all depends on the design of the dashcam. Some dashcams record what’s in front of the car as well as interior spaces.